Privacy Policy for Financial Peace

Your information is handled with respect and clear security measures

Introduction to Our Privacy Policy

We value your privacy. This policy explains how we collect, use, and protect your information when you use kolivairos.sbs.

Our processes comply with South African privacy regulations and the POPI Act. Read on for details about your rights and our security practices.

What Data We Collect and Why

We gather only the information necessary to provide you with reliable, secure service and relevant communication.

  • Details you enter in contact forms
  • Information for account setup or support
  • Communications you send to our team
  • Survey responses, if you choose to participate
  • Any data you upload or submit
  • Device and browser type
  • Pages visited and session duration
  • General location based on IP address
  • Cookies and similar technologies
  • Referring website or search term

How We Use Your Data

Your data is used to maintain secure access, respond to inquiries, and provide tailored updates.

  • Fulfilling your service requests
  • Improving site experience and functionality
  • Sending updates and relevant content
  • Protecting against fraud or misuse
  • Complying with legal obligations
  • Responding to your questions
  • Communicating service changes

Our Commitment: We never sell your information. Your data is processed with care and stored securely, following South African standards.

When We Share Data

We may share limited information with trusted partners to operate our service or comply with the law.

Some trusted providers help us operate the website and deliver services. They are required to protect your information as we do.

Information may be disclosed when required by law or regulatory authorities.

Aggregated, non-identifiable data may be used for statistical analysis.

Your Data Rights in South Africa

You have the right to access, correct, or request deletion of your personal information. See below for more on your choices.

  • Request details about your data
  • Correct inaccurate personal information
  • Ask us to delete your information
  • Obtain a copy for your records
  • Object to certain uses of your data
  • Request limits on processing

To exercise your rights, email or write to us. We respond promptly, in line with legal requirements.

How We Protect Your Data

We use industry-standard encryption and physical safeguards to prevent unauthorized access.

  • Encrypted data transmission
  • Secure password protocols
  • Regular security audits
  • Up-to-date server protection
  • Staff privacy training
  • Controlled data access procedures
  • Strict internal confidentiality
  • Documented response plans

Data Retention and Deletion

We keep your data only as long as necessary to provide our services or meet legal requirements.

  • Kept while account is active
  • Stored for service delivery
  • Retained for customer support
  • Kept as required by law
  • Retained for opt-in updates

You may request deletion at any time.

International Data Transfers

If data is transferred outside South Africa, we ensure appropriate safeguards are in place.

  • Legal agreements with providers
  • Transfer only if necessary
  • Safeguards under POPI Act
  • Your rights are protected

Cookies and Tracking Tools

Cookies help us improve site experience, remember preferences, and analyze usage.

  • Required for site operation
  • Monitor site usage patterns
  • Remember your preferences
  • Support interactive features

You can manage cookies in your browser settings.

Policy Updates and Changes

We may revise this policy from time to time. Material updates will be communicated clearly.

  • Website notice of changes
  • Email updates to subscribers
  • Policy date at page top
  • Contact us with questions

Please check back for the latest version.

How to Contact Us

For privacy questions or concerns, reach out using the contact details below.

Kolivairos

Berea (Regus centre), East London South Africa

Phone: +27(36)9636784

Email: content@kolivairos.sbs

Last updated June 11, 2026

Effective as of June 11, 2026